{"id":469,"date":"2025-09-09T11:30:24","date_gmt":"2025-09-09T11:30:24","guid":{"rendered":"https:\/\/mhkhn.com\/mortgage\/?page_id=469"},"modified":"2025-09-17T07:48:07","modified_gmt":"2025-09-17T07:48:07","slug":"first-time-home-buyer","status":"publish","type":"page","link":"https:\/\/mhkhn.com\/mortgage\/first-time-home-buyer\/","title":{"rendered":"First Time Home Buyer"},"content":{"rendered":"<p><strong>Buying your first home is a very exciting step! The Mortgage Experts loan specialists are here to guide you through every step of the loan process.<\/strong><\/p>\n<p>Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.<\/p>\n<p>First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.<\/p>\n<p>[gravityform id=&#8221;5&#8243; title=&#8221;true&#8221;]\t\t\t<\/p>\n<h2>Popular Loan Programs for First-Time Home Buyers<\/h2>\n<h4>30-Year Fixed Rate Mortgage<\/h4>\n<p>The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.<\/p>\n<h4>FHA Loan<\/h4>\n<p>Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!<\/p>\n<h4>VA Loan<\/h4>\n<p>An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!<\/p>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"933\" src=\"https:\/\/mhkhn.com\/mortgage\/wp-content\/uploads\/2025\/09\/Popular-Loan-Programs-for-First-Time-Home-Buyers.webp\" alt=\"\" srcset=\"https:\/\/mhkhn.com\/mortgage\/wp-content\/uploads\/2025\/09\/Popular-Loan-Programs-for-First-Time-Home-Buyers.webp 1400w, https:\/\/mhkhn.com\/mortgage\/wp-content\/uploads\/2025\/09\/Popular-Loan-Programs-for-First-Time-Home-Buyers-300x200.webp 300w, https:\/\/mhkhn.com\/mortgage\/wp-content\/uploads\/2025\/09\/Popular-Loan-Programs-for-First-Time-Home-Buyers-1024x682.webp 1024w, https:\/\/mhkhn.com\/mortgage\/wp-content\/uploads\/2025\/09\/Popular-Loan-Programs-for-First-Time-Home-Buyers-768x512.webp 768w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/p>\n<h2>Learning Center<\/h2>\n<p>Learn everything you need to know about buying a home.<\/p>\n<h2>\/\/ building overview<\/h2>\n<h2>Get in touch with our<br \/>\nexpert agents<\/h2>\n<p>\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=6700%20Kalaniana%CA%BBole%20Hwy%2C%20Honolulu%2C%20HI%2096825&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"6700 Kalaniana\u02bbole Hwy, Honolulu, HI 96825\"\n\t\t\t\t\taria-label=\"6700 Kalaniana\u02bbole Hwy, Honolulu, HI 96825\"\n\t\t\t><\/iframe><br \/>\n\t\t\t\t<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t<\/p>\n<h3>\n\t\t\t\t\t\t\tHave any question?<br \/>\n\t\t\t\t\t<\/h3>\n<p>\n\t\t\t\t\t\t1-888 MTG EXPT<br \/>\n<br \/>\n1-888-684-3978\t\t\t\t\t<\/p>\n<p>\t\t\t\t<svg aria-hidden=\"true\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t<\/p>\n<h3>\n\t\t\t\t\t\t\tWrite email<br \/>\n\t\t\t\t\t<\/h3>\n<p>\n\t\t\t\t\t\tonlineinquiry@emailhme.com\t\t\t\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying your first home is a very exciting step! The Mortgage Experts loan specialists are here to guide you through every step of the loan process. Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2017,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-469","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/pages\/469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/comments?post=469"}],"version-history":[{"count":73,"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/pages\/469\/revisions"}],"predecessor-version":[{"id":1946,"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/pages\/469\/revisions\/1946"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/media\/2017"}],"wp:attachment":[{"href":"https:\/\/mhkhn.com\/mortgage\/wp-json\/wp\/v2\/media?parent=469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}